We all have an ideal home we’d love to move into someday. Whether it’s one with a white picket fence and a wrap-around porch, or a modern condo in the middle of the city, everyone has theÂ perfectÂ home in mind. What usually keeps people from reaching this American Dream? Money! Many people feel like they’ll never be able to live in their dream home.
It’s true that there are many homes on the market that are out of peoples’ budgets, but that doesn’t mean you’ll never get your dream home. I’m here to tell you it’s possible! “How?” you may ask… Keep reading.Â
Start Saving for a Down Payment Now.Â The larger your down payment, the smaller the loan you have to get and the more you’llÂ save down the road. Work to get as big of a down payment as you can before buying a home. It make take a little bit, but I promise that it will be worth it, especially once you’ve found that dream home you’ve always wanted.Â
Set a Realistic Budget.Â Getting your dream home doesn’t mean buying something that you can’t afford, it just means finding what you love. If you purchase a home outside of your budget, you’ll start to hate it. Even the home of your dreams can become the home of your nightmares if your constantly wondering if you’ll be able to make the next payment. We want to stick within your budget so that you love your home everyday you live in it. Knowing what you can and can’t afford upfront can also help you narrow down your looking process. It will help keep you realistic, while actually leaving you freedom to love whatever you see. If you know that all the homes we look at are affordable, why not fall in love?!
Along with setting a budget,Â get pre-qualified before you start house hunting. This will help you know what you can afford and where to budget. Click here to get pre-qualified today!Â
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Make a List of What You Want.Â Know what’s a must in the new home. Organize it into three categories: Non-negotiable things the home must have, things you’d love but are willing to sacrifice, and things the home mustÂ not have. This will help you narrow down your search as you tour homes. It will also help me know what homes to find for us to look at.Â Deciding ahead of time what you can and can’t sacrifice will help you know when you’ve found the perfect home!Â
Don’t be Afraid to Negotiate.Â If we’ve found the perfect home for you and it’s a little out of your price range, be willing to negotiate. I’ll help you make these negotiations. We’ll work together to make an appealing offer that will save you money and will pleaseÂ the seller. With my 30+ years of experience, I’ve learned a thing or two about making the perfect deal; we’ll get it just right for you too.Â
I promise that we can find you your dream home while also staying within your budget! Don’t give up!
CALL/TEXT me today!Â 480-415-5233
If you want to learn about some financing options, or if you’re looking to get pre-qualified, contact Marc Trejo at Sun American Mortgage Company: 602-743-4885.